Am I too late?
But what if the right gift didn’t cost any, or only a small amount of money? With wages this year remaining stagnant and prices rising it can be challenging to make ends meet, let alone buy gifts. And the pressure ramps up the closer we get to Christmas with all sorts of entities trying to get us to spend money we don’t have.
They make it so easy now with those BNPL’s (Buy now, pay later loans), or Quick Cash, Chime, and other apps you can download and quickly borrow funds that you can just pay back later.
In my book “Our Mindset on Money” I discuss the Ethos, Pathos, and Logos methods of marketing to help you part ways with your hard-earned money.
They can make us feel obligated to give gifts. I love the old saying “It’s better to give than receive”, but let’s be real here, not if it causes you stress and the concern of greater debt. Yes, it feels good to give, for about a minute or two, before the thought kicks in on how you are going to pay back the money you borrowed and cover the existing bills.
I just saw a commercial about a family that was short on funds when trying to pay their bills. Just download our app, apply for a loan, and the money can be in your account that very same day. Does that sound good to you? I mean, if you’re short funds to pay your bills now, how does borrowing money, that you must start paying back next month, make life easier? You’ve just added to the problem because now you have an extra bill next month.
Let’s get back on track here as my goal is to help you live a more abundant life. And with that in mind here are some ways in which you can give that don’t cost anything, or very little:
How You Gift
An Emotional Gift
Make Some Gifts
Volunteer
It doesn’t take much to make someone’s day with a small act of kindness, and no one can argue that we need more of it right now. Here’s how easy it can be and have a profound effect:
I recently celebrated my 35th anniversary with my wife, and we had thought of some places to go like Europe or Carmel by the sea in California to celebrate, but when thinking ahead about the holiday season we decided to keep things low key and save money for expenses we knew would be coming. And then, I received the best gift I could have imagined. The card from my wife simply stated, “I love us.” (hands off Hallmark). That meant more to me than any place or restaurant or other gift she could have given me.
Three little words.
Or, if you’d like to give the gift of a lifetime, you can go to www.moneymindsetmedia.com and give my book.
Wishing you all my very best throughout the year!
Bill Haase
OUR MINDSET ON MONEY
It’s Easy to Control, So Why Don’t We?
Money controls most of us, and I’ve been wondering why we let this happen. This book dives into how we can gain control of our money and therefore enjoy more of what life really has to offer. It is not about what to do with each and every dollar we make as it is more about our relationship with it. Money affects us from birth to death and yet we’re taught that it’s taboo to talk about it. And therein lies the rub, if you aren’t supposed to discuss it then how are you ever going to learn about it and take control? In these pages you’ll learn about the many financial challenges that you will face at some point in life, and you’ll be better off knowing what to expect and how you can then choose to deal with it. In other words, how to take control.
There’s an old saying I believe in that states “If you want to understand what’s going on, then just follow the money.” Problem is, most of us can’t.
It’s not your fault, we’re not supposed to talk about it, and we’re not taught anything in school and rarely at home. As a financial advisor I learned that most spouses rarely talk about two things, money and sex. When I’m in front of groups I would say that I’m here to help you with one of those. But the reality is that if spouses aren’t talking about money, they certainly aren’t talking to their children about it.
